Baby Step 2

Monday Morning Personal Finance News – 3/21/11

March 21, 2011

Happy Monday morning! This is my first Monday Morning Personal Finance News since completing Dave Ramsey’s Baby Step 2 – woo! Topics in this week’s post include dining on a dime, the need for disaster insurance and the continued rise of gas prices.

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March 1 – Baby Step 2 Update

March 1, 2011

I last updated our baby step two progress on February 11 because our debt broke the $10k mark – woo! At that point our remaining balance was $9,824.16 and we’d paid off 86.1% of our debt. We were close to our my 3/1 payoff goal of 88% and we still had my self-employment income and [...]

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Our BS2 Total is Under $10k!!

February 11, 2011

I don’t want to sound like I’m bragging because I’m not – I am so unbelievably humbled and thankful for the blessings that we’ve received over the past year or so. Today our Baby Step 2 Total is under $10k! I was expecting some money this summer but it came this week and the payment [...]

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January 28 – Baby Step 2 Update

January 28, 2011

Happy Friday! It’s that time again – Baby Step 2 Update. Here’s our progress year-to-date with the most current figure at the end: January 1, 2010 – $70,744.32 (I admit to having this number memorized) January 31, 2010 – $66,775.51 (5.7% paid off) February 24, 2010 – $66,173.36 (6.5% paid off – we paid cash [...]

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We’re Teens Again!

January 11, 2011

Okay so the title is a little misleading, my husband and I aren’t teens again but our debt is back down into the teens! I’m ashamed to say that I don’t know when the last time our debt was in the teens but it is there now and we’re excited about it so I decided [...]

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November 26 – Baby Step 2 Update

November 26, 2010

It’s that time again – time to update our progress towards completing Dave Ramsey’s Baby Step 2. Today is Black Friday but for us, it was bonus and commission day. So while 138 million Americans are out shopping, I paid off two more accounts! We are down to four active accounts now. In our previous [...]

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